Overnight swap fees are charged every day the market is open, but most products (except cryptocurrencies) are closed on weekends. To account for this, a 3-day swap fee is applied on either Wednesday or Friday depending on the product type.

3-Day Swap Schedule:

• Wednesday: Forex / Metals
• Friday: Commodities / Shares / Indices

How It Works:

• Example 1 – XAUUSD (Gold):
  The weekend swap is applied on Wednesday. Holding a position from Wednesday to Thursday includes the weekend, so a 3-day swap is charged (Wednesday, Thursday, Friday).
• Example 2 – XPTUSD (Platinum):
  The weekend swap is applied on Friday. Holding a position from Friday to Monday includes the settlement period (Friday, Monday, Tuesday), so a 3-day swap is charged.

On other weekdays, holding a position overnight incurs a 1-day swap fee.

Why 3 Days?
Some products settle on a T+2 basis, meaning the settlement date moves forward by two business days. For example, if the 3-day swap is applied on Wednesday:

• Settlement moves from Friday → Monday
• Swap fee covers Wednesday, Thursday, Friday + weekend

For detailed information on overnight swap fees and calculations, please refer to the specifications.